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Phone
1300 401 661

Email
info@myfuturecapital.com.au

Address
105/420 Pitt Street, Haymarket NSW 2000

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First Home Buyers

Receive quality advice from the MyFutureCapital finance experts

Buying your first home is a very exciting time. From searching to open homes, it’s easy for excitement to take over. However, with the right preparation it should not only be an exciting time but also a stress-free time.

It’s not easy being a first home Buyer however it is a little bit easier with MyFutureCapital

It’s a tough environment at the moment however with Finance bank Schemes and state and federal grants getting your first home can be within reach and sooner than you may think

    How do I know if I’m eligible for the First Home Owner Grants?

    Eligibility criteria will differ from state to state. However, in all states and territories you will find the below general criteria apply:

    • You must be 18 years of age.
    • Each applicant is a person (not a trust or company).
    • You must be a permanent resident of Australia.
    • You may not have owned property before in any form.
    • Each applicant must have signed a contract to purchase after July 1, 2000.
    • You have not claimed the First Home Owners Grant before.
    • At least one applicant will live at the premises as their principal place of residence for a minimum of 6 months.

    The team at MyFutureCaptial have put together 5 must do tasks to be ready

    1. Consult with your finance professional
    2. Getting Pre Approval Ready
    3. Taking Advantage of all the state and federal Grants and understanding what’s applicable to you
    4. Budget In Mind
    5. Area you are looking to purchase

    What are the benefits of a First Home Buyer applying for a loan?

    There are multiple benefits such as: 

    • Save on LMI Fees - What is LMI? (anchored link)
    • Minimal Deposits
    • Special Introductory rates with certain lenders
    • Save on Stamp Duty by utilizing the correct grants

    The team at MyFutureCapital will support you every step of the way.

    We understand how daunting it may be going through this process for the first time however we will take the grunt work out of it and let our valued clients enjoy searching for their home and ensure their dreams turn into realities.

    Get in touch